About Complete Merchant Solutions

Complete Merchant Solutions is a full-service electronic payment service provider for all major credit and debit cards and other bank-based payments. This software as a service model allows us to simplify your payment processing, so you can spend more time on what’s important.

If you are currently processing credit cards with another provider, or if you are just exploring the idea of accepting credit cards and comparing rates & fees, contact us for a no pressure, cost savings comparison.

Our Motto


We specialize in high volume transaction environments which gives us tremendous ‘buying power’ and enables us to offer wholesale pricing that will beat any other bank or processor in the industry. Whether you are a large corporation processing thousands of transactions per day or a small home-based business just getting started, we value your business and can provide you with robust, yet affordable solutions that meet your individual needs.


With years of experience helping merchants manage their electronic payments, we understand the unique and individual reconciliation related challenges that exist within different industries. We have a dedicated staff of experienced representatives ready to assist all of your payment related needs 24 hours a day, seven days a week. You can have the peace of mind in knowing that you’ll always be able to get the help you need, when you need it.


Everyone is justifiably concerned about data security and information privacy these days. CMS is a Level 1 PCI DSS Compliant provider and we support thousands of customers across the U.S to safely and securely process over a billion dollars annually. We will help ensure that your data is secure, and we will help you become compliant so that your customers’ data is secure.

Company Profile

Founded in 2008, Complete Merchant Solutions (CMS), is emerging as a trusted leader in the bankcard merchant services industry and has been recognized as the fastest growing merchant acquirer in the nation, (See March 2010 issue of the Nilson Report – Merchant Acquirers in the U.S. 2010). CMS supports thousands of customers across the U.S. and safely and securely processes over a two billion dollars annually. This rapid growth is not by chance or good fortune alone, CMS’ principals possess more than 80 years of combined industry experience and are fanatically passionate about four things:

• Innovating the electronic payments industry
• Maintaining a family-like work environment for our extraordinary team members
• Providing world-class support to our clients and fostering a customer-obsessed culture
• Creating competitive advantages for our network of value-added resellers & partners

Our objective, from the beginning, has been to build a strong leadership team and create an environment of trust for CMS team members. Companies are often a reflection of the culture established by the leadership team. If team members feel valued and secure, they will genuinely care about the company and take the time to ensure customers and partners are given the attention they deserve.

Read a few testimonials from our satisfied customers:

“Our company has been with CMS since May of 2010 and our experience has been great! Their representatives respond quickly and efficiently to phone calls and emails. I would recommend CMS to anybody looking for an excellent processing company!” –Anthony

“Low rates! Great customer service! No Issues whatsoever. I have dealt with quite a few merchant accounts in the past and CMS has been, by far, the most pleasant experience of them all. Just plain good business practices, good customer service, and helpful staff when I needed to close an account. Essentially, they were the silent partner that helped my business do what we do best.” –Rebecca

“I’ve worked with many merchant account providers over the past 12 years, but it wasn’t until I met Dave at Complete Merchant Solutions that I found one that I was totally happy and content with. I have not regretted making the switch to CMS for one second They are professional, knowledgeable, efficient, and a pleasure to work with. I highly recommend CMS.” –Wade

“Thank you so much Complete Merchant Solutions! I am a small business owner and am working hard to grow my company. I found that I was putting a lot of time in trying to fix the problems with my credit card terminal. I was recommended to change my processing account to Complete Merchant Solutions and am happy I did. I was set up quickly and correctly. I am excited to have a working machine.” –Jason

Come experience the difference for yourself.